Our Coverage

Insurance Coverage for Every Part of Your Life

From protecting your family's home to safeguarding your business, Coventra offers comprehensive coverage across personal, commercial, and specialty lines — all tailored to Florida.

Personal Lines

Personal Insurance

Protecting the people and things you love most.

Homeowners Insurance

Your home is your biggest investment. We help you protect it with coverage for the structure, your belongings, liability, and Florida-specific risks like hurricanes and flooding.

Auto Insurance

From liability and collision to comprehensive and uninsured motorist coverage, we find the right auto policy at the right price — for one car or a whole fleet.

Life Insurance

Give your family financial security no matter what. We offer term, whole, and universal life policies to fit your goals and budget.

Renters Insurance

Your landlord's policy doesn't cover your belongings. Renters insurance is affordable protection for everything inside your home.

Umbrella Insurance

An extra layer of liability protection above and beyond your home and auto policies — because some risks are bigger than a standard policy covers.

Health & Disability

Individual and family health plans, short-term disability, and supplemental coverage to keep you protected when life takes an unexpected turn.

Commercial Lines

Commercial Insurance

Protecting your business, your employees, and your livelihood.

General Liability

Protect your business from third-party claims of bodily injury, property damage, and advertising injury. Essential coverage for every Florida business.

Commercial Property

Coverage for your building, equipment, inventory, and business personal property against fire, theft, vandalism, and more.

Workers' Compensation

Florida law requires workers' comp for most businesses. We make compliance easy and find competitive rates for your industry.

Business Auto

Whether you have one company vehicle or a full fleet, we provide commercial auto coverage that protects your drivers and your business on the road.

Business Owners Policy

A BOP bundles general liability and commercial property into one convenient, cost-effective policy — ideal for small to mid-size businesses.

Professional Liability

Also known as E&O insurance, this protects professionals from claims of negligence, errors, or omissions in the services they provide.

Specialty Lines

Specialty Lines

Unique risks require unique solutions.

Flood Insurance

Standard homeowners policies don't cover flooding. In Florida, flood insurance isn't optional — it's essential. We help you navigate NFIP and private flood options.

Hurricane & Windstorm

Florida's hurricane season is real. We ensure your property has the windstorm coverage it needs, with the right deductibles and limits for your area.

Marine & Watercraft

From fishing boats to luxury yachts, we offer comprehensive marine insurance that covers your vessel, liability, and on-water adventures.

High-Value Homes

Standard policies fall short for luxury properties. We work with specialty carriers to provide the right coverage for high-value homes and estates.

Cyber Liability

Data breaches and cyber attacks are a growing threat for Florida businesses. Cyber liability insurance protects you from the financial fallout.

Vacant Property

Unoccupied properties carry unique risks. We offer specialized coverage for vacant homes, commercial buildings, and properties under renovation.

Not Sure What Coverage You Need?

Our Florida-licensed agents will walk you through your options — no pressure, no jargon. Just honest guidance.